Lloyd’s Europe Cookies policy

1. Introduction

This Cookies Policy applies to our use of “cookies” in connection with this website and our online platforms (Websites). We use cookies on our Websites to help make your visits more effective, so we would like to explain more about how and why we use them. By continuing to browse our Websites without adjusting your browser settings to block cookies (for information about how to do this please see below), you are agreeing to our use of cookies.

For the purposes of this Cookie Policy, references to “we,” “us” or “our” shall refer to Lloyd’s Europe.

2. Who we are

Lloyd’s Insurance Company S.A. (Lloyd’s Europe) is an insurance company authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority whose registered office is at Place Du Champ De Mars 5, Bastion Tower (14th floor) 1050 Bruxelles, Belgium, company /VAT number BE 0682.594.839, RPR/RPM Brussels. Lloyd’s Brussels is a wholly owned subsidiary of the Society of Lloyd’s.

Lloyd’s Europe writes non-life risks from the European Economic Area and ensures that our European partners have access to the combined scale, expertise, capacity and claims service of the Lloyd’s market.

3. What are cookies

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. For example, cookies are used to remember users’ preferences and to help navigate between pages efficiently.

4. What cookies we use and why

We use necessary cookies to make our site work. We’d also like to set optional analytics cookies to help us improve it. We won’t set optional cookies unless you enable them. Using this tool will set a cookie on your device to remember your preferences.

Necessary cookies

Necessary cookies enable core functionality such as security, network management, and accessibility.

Example Purposes

The parties using cookies on this site are listed below. Where possible, you may choose whether to allow certain cookies on this site.

Company

Domain

Lloyd’s Europe

Lloyd’s Europe brings the scale, expertise and capacity of the world's specialist insurance market closer to its customers in Europe through a locally staffed and regulated insurer.

Terms and Conditions

Data Subject Rights

lloydseurope.com

TrustArc

TrustArc powers privacy compliance and risk management with integrated technology, consulting and TRUSTe certification solutions.

Terms and Conditions

Data Subject Rights

trustarc.com

Functional Cookies

We’d like to set Google Analytics cookies to help us to improve our website by collecting and reporting information on how you use it. The cookies collect information in a way that does not directly identify anyone. For more information on how these cookies work, please see our ‘Cookies page’

Example Purposes

The parties using cookies on this site are listed below. Where possible, you may choose whether to allow certain cookies on this site.

Company

Domain

Google Inc.
Google Inc. is an American multinational technology company that specializes in Internet-related services and products, which includes a search engine, cloud computing, software, and hardware.

Terms and Conditions

www.google-analytics.com, www.google.com, www.googletagmanager.com, www.gstatic.com

Why can’t I opt-out of this company?

When you opt out, TrustArc sends your opt-out requests to the companies you selected.

This company does not support a cookie opt-out mechanism that TrustArc can access.

To learn more visit this company’s site for when opt-outs are not available.

Lloyd’s
Lloyd’s of London, generally known simply as Lloyd’s, is an insurance and reinsurance market located in London, United Kingdom.

Terms and Conditions

communications.lloyds.com, assets.lloyds.com

Why can’t I opt-out of this company?

When you opt out, TrustArc sends your opt-out requests to the companies you selected.

This company does not support a cookie opt-out mechanism that TrustArc can access.

To learn more visit this company’s site for when opt-outs are not available.

Advertising Cookies

These cookies are used to show you ads that are more relevant to you. We may share this information with advertisers or use it to better understand your interests. For example, Advertising Cookies may be used to share data with advertisers so that the ads you see are more relevant to you, allow you to share certain pages with social networks, or allow you to post comments on our site.

Company

Domain

Google Advertising Products

Google Ads is an online advertising platform developed by Google, where advertisers pay to display brief advertisements, service offerings, product listings, video content and generate mobile application installs within the Google ad network to web users.

Terms and Conditions

doubleclick.net, youtube.com, googleads.g.doubleclick.net, static.doubleclick.net

Google Inc.

Google Inc. is an American multinational technology company that specializes in Internet-related services and products, which includes a search engine, cloud computing, software, and hardware.

i.ytimg.com

5. Cookies set by Third Party websites

Lloyd’s Europe does sometimes embed photos and video content from websites such as YouTube. As a result, when you visit a page with content embedded from, for example, YouTube, you may be presented with cookies from those websites. Lloyd’s Europe does not control the dissemination of these cookies. You should check the relevant third-party website for more information about these.

Lloyd’s Europe website now carries embedded ‘share’ buttons to enable users to easily share articles and information with other people through a number of popular social networks. These social network sites may set a cookie when you are also logged into their service. Lloyd’s Europe does not control the dissemination of these cookies and you should check the relevant third-party website for more information about these.

6. How to control and delete cookies

If you wish to restrict or block the cookies which are set by Lloyd’s Europe or indeed any other website, you can do this through your browser settings. The “Help” function within your browser should tell you how.

Alternatively, you may wish to visit www.allaboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.

Please be aware that restricting cookies may impact on the functionality of the Lloyd’s Europe website.

7. How do I change my cookie settings?

Most web browsers allow some control of most cookies through the browser settings. To find out more about how to manage cookies on popular browsers:

Google Chrome

Microsoft Edge

Mozilla Firefox

Microsoft Internet Explorer

Opera

Apple Safari

To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.

8. Local Shared Objects (Flash Cookies)

i) Lloyd’s Europe uses Flow Player to deliver some video content to improve user experience, Local Shared Objects (otherwise known as ‘Flash cookies’) are used to manage basic permissions and check bandwidth. Flash cookies are stored on a user’s computer much the same way as cookies are, however, it is not possible to manage them at browser level.

ii) The Adobe website provides information on how to delete or disable Flash cookies

iii) Please note that if you disable Flash cookies you will be unable to view certain video content on our website.

Effective date: February 2019