Doing business with Lloyd’s Europe

Our online resource on doing business via and with Lloyd’s Europe. Access information, tools and documents to help you place risk with Lloyd’s Europe. 

Who has signed up to Lloyd's Europe?

AEGIS Managing Agency Limited
Allied World Managing Agency Limited
Antares Managing Agency Limited
Apollo Syndicate Management Limited
Arch Managing Agency Limited
Argenta Syndicate Management Limited
Ark Syndicate Management Limited
Ascot Underwriting Limited
Aspen Managing Agency Limited
Asta Managing Agency Limited
Atrium Underwriters Limited
AXIS Managing Agency Limited
Cincinnati Global Underwriting Agency Limited
Beazley Furlonge Limited
Brit Syndicates Limited
Canopius Managing Agents Limited
Capita Managing Agency Limited
Catlin Underwriting Agencies Limited
Chaucer Syndicates Limited
Chubb Underwriting Agencies Limited
Coverys Managing Agency Limited
Endurance at Lloyd’s Limited
Everest Managing Agency Limited
Faraday Underwriting Limited
Hamilton Managing Agency Limited
Hardy (Underwriting Agencies) Limited
HCC Underwriting Agency Ltd
Hiscox Syndicates Limited
Inigo Managing Agent Limited
IQUW Syndicate Management Ltd
Lancashire Syndicates Limited
Liberty Managing Agency Limited
Lime Syndicate Management Limited
Managing Agency Partners Limited
Markel Syndicate Management Limited
MS Amlin Underwriting Limited
Munich Re Syndicate Limited
Navigators Underwriting Agency Limited
Neon Underwriting Limited
Nephila Syndicate Management Limited
Newline Underwriting Management Limited
Polo Managing Agency
Premia Managing Agency Limited
QBE Underwriting Limited
RenaissanceRe Syndicate Management Limited
Riverstone Managing Agency Limited
S.A. Meacock & Company Limited
SCOR Managing Agency Limited
Sirius International Managing Agency Limited
Starr Managing Agents Limited
Talbot Underwriting Ltd
The Channel Managing Agency Limited
Tokio Marine Kiln Syndicates Limited
Travelers Syndicate Management Limited
Vibe Syndicate Management Limited
Westfield Specialty Managing Agency Limited
W R Berkley Syndicate Management Limited

All the firms listed have entered into a TOBA with Lloyd’s Europe on Lloyd’s Europe standard terms. Separate TOBAs have been adopted for firms authorised in the EEA and for firms authorised outside of the EEA (including the UK). A copy of the forms of the TOBA adopted for Lloyd’s Europe can be obtained on request by emailing LloydsEurope.TOBA@lloyds.com 

Brokers who wish to place EEA risks with Lloyd’s Europe must first enter into a TOBA with Lloyd’s Europe. Please contact LloydsEurope.TOBA@lloyds.com

Brokers having entered into a TOBA with Lloyd’s Europe must comply with the obligations deriving from this TOBA. In addition to this, they will need to comply with local rules and market conduct expectations in relation to the provision of insurance distribution activities.

Inclusion of a broker on the list does not automatically mean that the broker is authorised in all the territories where Lloyd’s Europe is authorised to do business. It is the responsibility of the brokers themselves to have the correct passporting authorisations (and reflection of such in the local register).


3 Dimensional Insurance Brokers (Europe) Limited
Academy Plus Insurance Limited
Acrisure Re Netherlands B.V.
Advisio, zavarovalno posredovanje, d.o.o
Aélia Assurances Sàrl
Agentura B.V. (t/a The London Broking House)
AHJ Europe AS
All Seasons Underwriting Insurance Brokers Limited
All Specialty Brokerage BV
Altitude Insurance Limited
Ambris Europe Srl
Amwins Global Risks B.V.
Aon Belgium BV
Aon Central and Eastern Europe a.s.
Aon Denmark A/S
Aon Reinsurance Iberia Correduría de Reaseguro S.A.U.
Aon Reinsurance Italia S.p.A
Arachas Corporate Brokers Limited
ARB Europe Limited
Ardonagh Specialty Europe NV
ASM OneAdvent Europe GmbH
Assured Cyber GmbH
AssuredPartners SRL
ATL Maritimo y Energia Correduria de Seguros y Reaseguros S.L.
Atlantic Wholesale Brokers Correduria de Seguros y Reaseguros, S.L.
AU Group – Assurance Universelle
Ayax Insurance and Reinsurance Brokers SL
Ayax Suscripcion de Riesgos SL
Bannerman Rendell Insurance Brokers Limited
Bartlett & Co. GmbH
BBNC Srl
BDB Europe SRL
Bellwood Prestbury Europe GmbH
Berry Palmer & Lyle SAS
Besso Insurance Brokers European Services Limited
Bluefriars Brokers Central Europe s.r.o
BMS Mediacion Iberia Correduria de Seguros Y Reaseguros SLU
BRS International EU
Bureau Europeen D’Assurance Hospitaliere SAS
Celeritas Insurance Brokers S.R.L.
Channing Lucas Insurance Brokers (Cyprus) Ltd
Chedid Europe Insurance & Reinsurance Brokerage Limited
CJ Coleman Srl
Cofarco SAS
Cooper Gay SAS
Courtage FM sas ta Cafe IB (Europe) SA
CR International SRL
Crotty Insurance Brokers Limited
CSInsurance Brokers Overseas Correduria de Seguros Sociedad Limitada
CSPEU Limited
CTT Insurance Brokers AB
Davies Broking Europe Srl
Deasterra Partners SL
Elmore, Lda
ES Risks Europe EPE
Eyssautier Verlingue
Fidelitas United Broker
Fidentia Insurance Brokers (Ireland) Dac
Fincon Sp. Z.o.o.
Gallagher Norway AS
G&T Brokers Europe SRL
GMBC Re GmbH
GrECo Specialty GmbH
Guest Krieger Europe Srl
Guy Carpenter & Company GmbH
Hispania Risk Broker Correduria de Seguros y Reaseguros S.A.
Howden Hellas Insurance and Reinsurance Brokers SA
Howden M&A (Germany) GmbH
Howden Specialty Luxemburg SARL
Howden Insurance (Ireland) Limited
HWI France (Trading as HWI Europe)
Integral Insurance Services GmbH
International Professional Risks Europe Sprl
International Risk Solutions Insurance Broker (Europe) Ltd
Iris Insurance Brokers France SAS
Jatco Insurance Brokers PCC Ltd (CBC Europe Cell, Cogent Europe Cell and Kerry London Cell part of Jatco Insurance Brokers PCC Ltd)
JCG Specialty (Europe) GmbH
JK Broker Srl
JMM Europe (EEA) Ltd
Leadenhall Europe GmbH
Leading Brokers United Re GmbH
Lockton Edge Insurance Brokers GmbH
Lockton European Brokers Limited
Lockton Re (Germany) GmbH
London Re GmbH
LPR Insurance Brokers Ltd
MAG Spa
Marsh Ireland Brokers Limited
Marsh NV/SA
Martens & Prahl International GmbH
Mason Courtier en Assurances
Mayrit Insurance Broker
MDS – Corretor de Seguros S.A.
Meridian Risk Solutions Europe GmbH
MGP McGill and Partners Europe Limited
MIB Insurance Services Ltd
Miller Europe SPRL
Minories Insurance Brokers Ltd
Nasco France SAS
New Dawn Risk (Europe) Limited
Next Level Underwriting GmbH
Nexus Europe SAS
O2 Broking A/S
OneGlobal Insurance Broking Ltd
Optio Europe Brokers Ltd
Optis Insurances Limited
Orvia Underwriting Limited
Piiq Risk Partners SAS
Platus
Pro Broker Europe GmbH.
QRG Specialty EU Monoprosopi A.E. t/a QRG Specialty EU
R.I.B. Reinsurance International Brokers Spa
Ribe Salat Broker Correduria de Seguros Y Reaseguros, S.L.
Rockville S.r.l.
Rokstone Insurance Europe Limited
Seascope Europe (SMPC)
Servca European Insurance Brokers Ltd
Shepherd Compello B.V.
Söderberg & Partners Insurance Consulting AB
Specialist Risk Europe Limited
SRIB Europa S.R.L.
Staple Hall Europe Srl
Strategica Insurance Management S.R.L.
Suisscourtage SARL
Suisscourtage SAM
Superscript Advisory BV
Texel Europe BV
TigerRisk Partners (Europe) BV
Tysers Belgium
UADBB Colemont Draudimo Brokeris
UADBB Comet Insurance
UIB Nordic AB
UlysseRe
Vanbreda Risk & Benefits NV
Verlingue SAS
Vespieren Global Markets
W Denis Europe, UADBB
Willis Towers Watson SA/NV
Wilson Smith Europe Insurance Brokers Limited
Xact European Solutions ApS
3 Dimensional Insurance Brokers (Europe) Limited
Academy Plus Insurance Limited
Acrisure Re Netherlands B.V.
Advisio, zavarovalno posredovanje, d.o.o
Aélia Assurances Sàrl
Agentura B.V. (t/a The London Broking House)
AHJ Europe AS
All Seasons Underwriting Insurance Brokers Limited
All Specialty Brokerage BV
Altitude Insurance Limited
Ambris Europe Srl
Amwins Global Risks B.V.
Aon Belgium BV
Aon Central and Eastern Europe a.s.
Aon Denmark A/S
Aon Reinsurance Iberia Correduría de Reaseguro S.A.U.
Aon Reinsurance Italia S.p.A
Arachas Corporate Brokers Limited
ARB Europe Limited
Ardonagh Specialty Europe NV
ASM OneAdvent Europe GmbH
Assured Cyber GmbH
AssuredPartners SRL
ATL Maritimo y Energia Correduria de Seguros y Reaseguros S.L.
Atlantic Wholesale Brokers Correduria de Seguros y Reaseguros, S.L.
AU Group – Assurance Universelle
Ayax Insurance and Reinsurance Brokers SL
Ayax Suscripcion de Riesgos SL
Bannerman Rendell Insurance Brokers Limited
Bartlett & Co. GmbH
BBNC Srl
BDB Europe SRL
Bellwood Prestbury Europe GmbH
Berry Palmer & Lyle SAS
Besso Insurance Brokers European Services Limited
Bluefriars Brokers Central Europe s.r.o
BMS Mediacion Iberia Correduria de Seguros Y Reaseguros SLU
BRS International EU
Bureau Europeen D’Assurance Hospitaliere SAS
Celeritas Insurance Brokers S.R.L.
Channing Lucas Insurance Brokers (Cyprus) Ltd
Chedid Europe Insurance & Reinsurance Brokerage Limited
CJ Coleman Srl
Cofarco SAS
Cooper Gay SAS
Courtage FM sas ta Cafe IB (Europe) SA
CR International SRL
Crotty Insurance Brokers Limited
CSInsurance Brokers Overseas Correduria de Seguros Sociedad Limitada
CSPEU Limited
CTT Insurance Brokers AB
Davies Broking Europe Srl
Deasterra Partners SL
Elmore, Lda
ES Risks Europe EPE
Eyssautier Verlingue
Fidelitas United Broker
Fidentia Insurance Brokers (Ireland) Dac
Fincon Sp. Z.o.o.
Gallagher Norway AS
G&T Brokers Europe SRL
GMBC Re GmbH
GrECo Specialty GmbH
Guest Krieger Europe Srl
Guy Carpenter & Company GmbH
Hispania Risk Broker Correduria de Seguros y Reaseguros S.A.
Howden Hellas Insurance and Reinsurance Brokers SA
Howden M&A (Germany) GmbH
Howden Specialty Luxemburg SARL
Howden Insurance (Ireland) Limited
HWI France (Trading as HWI Europe)
Integral Insurance Services GmbH
International Professional Risks Europe Sprl
International Risk Solutions Insurance Broker (Europe) Ltd
Iris Insurance Brokers France SAS
Jatco Insurance Brokers PCC Ltd (CBC Europe Cell, Cogent Europe Cell and Kerry London Cell part of Jatco Insurance Brokers PCC Ltd)
JCG Specialty (Europe) GmbH
JK Broker Srl
JMM Europe (EEA) Ltd
Leadenhall Europe GmbH
Leading Brokers United Re GmbH
Lockton Edge Insurance Brokers GmbH
Lockton European Brokers Limited
Lockton Re (Germany) GmbH
London Re GmbH
LPR Insurance Brokers Ltd
MAG Spa
Marsh Ireland Brokers Limited
Marsh NV/SA
Martens & Prahl International GmbH
Mason Courtier en Assurances
Mayrit Insurance Broker
MDS – Corretor de Seguros S.A.
Meridian Risk Solutions Europe GmbH
MGP McGill and Partners Europe Limited
MIB Insurance Services Ltd
Miller Europe SPRL
Minories Insurance Brokers Ltd
Nasco France SAS
New Dawn Risk (Europe) Limited
Next Level Underwriting GmbH
Nexus Europe SAS
O2 Broking A/S
OneGlobal Insurance Broking Ltd
Optio Europe Brokers Ltd
Optis Insurances Limited
Orvia Underwriting Limited
Piiq Risk Partners SAS
Platus
Pro Broker Europe GmbH.
QRG Specialty EU Monoprosopi A.E. t/a QRG Specialty EU
R.I.B. Reinsurance International Brokers Spa
Ribe Salat Broker Correduria de Seguros Y Reaseguros, S.L.
Rockville S.r.l.
Rokstone Insurance Europe Limited
Seascope Europe (SMPC)
Servca European Insurance Brokers Ltd
Shepherd Compello B.V.
Söderberg & Partners Insurance Consulting AB
Specialist Risk Europe Limited
SRIB Europa S.R.L.
Staple Hall Europe Srl
Strategica Insurance Management S.R.L.
Suisscourtage SARL
Suisscourtage SAM
Superscript Advisory BV
Texel Europe BV
TigerRisk Partners (Europe) BV
Tysers Belgium
UADBB Colemont Draudimo Brokeris
UADBB Comet Insurance
UIB Nordic AB
UlysseRe
Vanbreda Risk & Benefits NV
Verlingue SAS
Vespieren Global Markets
W Denis Europe, UADBB
Willis Towers Watson SA/NV
Wilson Smith Europe Insurance Brokers Limited
Xact European Solutions ApS

All the firms listed have entered into a TOBA with Lloyd’s Europe on Lloyd’s Europe standard terms. Separate TOBAs have been adopted for firms authorised in the EEA and for firms authorised outside of the EEA (including the UK). A copy of the forms of the TOBA adopted for Lloyd’s Europe can be obtained on request by emailing LloydsEurope.TOBA@lloyds.com.

All UK authorised Brokers are required to cease placing business impacted by Recommendation 9 with effect from 1 October 2020 and have been asked to sign an addendum to their TOBA this effect.

UK authorised brokers with Non-Risk Transfer TOBA

3 Dimensional Insurance Ltd
Alsford Page & Gems Ltd
Alwen Hough Johnson Ltd
Ambris LLP
AON UK Limited
Apex Insurance Services Ltd
ARB International Ltd
Ardonagh Specialty Limited t/a Price Forbes
Arthur J Gallagher Insurance Brokers Limited
Arthur J Gallagher (UK) Limited
Assured Partners London Limited
ATL Marine & Energy Ltd
Avid Insurance Services Limited
Bannerman Rendell Ltd
Bartlett & Company Ltd
BDB Limited
Bell & Clements Limited
Bellwood Prestbury Limited
Berry Palmer & Lyle Limited
Bluefriars Brokers Limited
BMG Insurance Brokers Ltd
BMS Group Ltd
Bretton Woods International Limited
Butcher Robinson & Staples International Limited
C J Coleman & Company Limited
Café IB Company Limited
Carroll & Partners Ltd
CBC UK Limited
Challenge Brokers Limited
Channing Lucas & Partners Ltd
Charles Taylor Services Limited
Chesterfield Insurance Brokers Ltd
Circle Insurance Services Limited
Citynet Insurance Brokers Ltd
CKRe Limited
Clear Insurance Management Ltd
Clearwood International Limited
Cogent International Ltd
Commercial Risks (UK) Ltd
Compass Underwriting Limited
Crispin Speers & Partners Ltd
CSInsurance Brokers Ltd
Dashwood Brewer & Phipps Ltd
Decus Insurance Brokers Limited
Delamain Ogilby Limited
Dublon Insurance Brokers Limited
Edge Brokers (London) Limited
ES Risks Limited
European Insurance and Reinsurance Brokers Ltd
Fidentia Insurance Brokers Ltd
Folgate Underwriting Agency Ltd
G and T Brokers Limited
General & Medical Finance Ltd
Genesis Insurance Brokers Ltd
Guest Krieger Limited
H W Wood Limited
Harman Kemp North America Limited
Hera Indemnity Ltd
Incepta Risk Management Limited
Independent Broking Solutions Limited
Insurance Marketing Limited
Insurtech MGA LTD
International Professional Risks Ltd
International Risk Solutions Ltd
Intrepid Risk Management Limited
Iris Insurance Brokers Limited
James Hallam Limited
Jensten London Markets Limited
JM Marketing Limited
K M Dastur & Company Limited
Kay International PLC
Kerry London Limited
Lime Street Insurance Brokers Limited
Lochain Patrick Insurance Brokers Limited
Lockton Companies LLP
London Marine Insurance Services Ltd
Lucy A Raymond and Sons Limited
Mar Risk Services Limited
Marine Aviation & General (London) Limited
Marnix Europe Ltd
Marsh Limited
McGill and Partners Ltd
Meridian Risk Solutions Limited
Miles Smith Broking Ltd
Miles Smith Ltd
Miller Insurance Services LLP
MS Automotive (London) Limited
Nausch, Hogan & Murray Inc
NDI Insurance & Reinsurance Brokers Ltd
New Dawn Risk Group Limited
Omnyy LLP
Onyx Insurance Brokers Limited
Pantaenius UK Limited
Paragon International Insurance Brokers Ltd
Plum Underwriting Limited
Protean Risk Limited
Ramon International Insurance Brokers Limited
Reason Global Insurance Ltd
Riva Insurance Brokers Ltd
Roanoke International Brokers LTD
Roberts Armytage & Partners Ltd
Safeonline LLP
Sanctuary Insurance Brokers Limited
Seascope Insurance Services Limited
Shepherd Compello Ltd.
Smith Bilbrough & Co.Ltd
Staple Hall Underwriting Services Limited
Talsen Limited
Tasker & Partners Limited
The Medical Insurance Advisory Bureau Ltd (MIAB)
The Underwriting Exchange Ltd
United Insurance Brokers Limited
Verlingue London Markets Limited
W.T.Butler & Co. Limited
Walmer Partners LLP
Willis Limited
Worldwide Hole ‘N One Limited
Xact Risk Solutions Ltd
 
UK authorised brokers with Risk Transfer TOBA
 
Evolve Brokers Ltd
Leadenhall Underwriting Limited
Texel Finance Limited
SJL Worcester (SJL Insurance Services)
 

Lloyd’s Europe brand guidelines

The Lloyd’s Europe brand guidelines help both coverholders and service companies use the correct branding and legal terminology when creating policy documents and marketing materials for products written on behalf of Lloyd’s Insurance Company S.A. (“Lloyd’s Europe”).

The Lloyd’s brand is only for use by Lloyd’s market participants.  Policyholders, including reinsureds, may not make reference to the fact they have a Lloyd’s Europe policy for general self-promotional purposes. Please contact Lloyd’s Marketing (marketing@lloyds.com) for more information.

Lloyd’s Europe Solvency & Financial Condition Report 2025

This report is the Solvency and Financial Condition Report (SFCR) for Lloyd’s Insurance Company SA (“LIC”, hereafter referred to as Lloyd’s Europe), authorised and regulated by the National Bank of Belgium (NBB) and regulated by the Financial Services & Markets Authority (FSMA).   

Lloyd’s Europe’s corporate strategy is to offer non-life insurance and reinsurance to policyholders throughout the EU and EEA. It does this through a network of EU/EEA authorised intermediaries or through the activities of its own underwriters. 

This SFCR therefore gives an overview of the company as at 31 December 2025 through its: 

  • Business and Performance 
  • System of Governance 
  • Risk Profile 
  • Valuation for Solvency Purposes 
  • Capital Management

Previous reports